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We want to make it easy to choose financial tools and products. When you do research to make a financial decision, you should feel confident that the information you’re reading is free of bias or hidden incentives.
That’s why we develop rubrics to assess products (like credit cards) that are 100% transparent—you can evaluate them yourself. And we hope you’ll join our community to have your say.
Join the Crowd
WalletCrowd works better with your voice. We invite discussion on our:
How we rate, review, and summarize user sentiment about financial products is always dependent on our community’s views and analysis. We won’t overhaul our rubrics without input from people like you who use, discuss, and often intimately know these products and how they compare against each other.
How do we rate credit cards?
We rate our credit cards using rubrics. Cards are given ratings based on their attributes like annual fees, APR, and credit limits. Those rubrics are transparent, viewable by you, and open for discussion.
Why do we do it that way? We believe that financial products like credit cards should be broken down into component features in order to be rated fairly against each other. We think the existing crop of credit card “reviews” is a little odd–-there shouldn’t be room for much opinion, if any at all (much less dozens of reviews with drastically different ratings per card.)
How do we make money?
We don’t make any money, yet. While we hope to link out to recommended products at some point, we currently have no deals in place. If we ever do make deals, we’d never change our rubrics or ratings based on those deals. That’s always a decision made between us and you, the WalletCrowd community.
